Privacy Policy

Last modified: 04/12/2023

INTRODUCTION

This privacy policy (hereinafter, the “Privacy Policy”) governs the processing of your personal data as a user of the website chronoquotes.com (hereinafter, the “Website”),owned by ADKOMO LIMITED (hereinafter, “ADKOMO”).

Similarly, this Privacy Policy aims to provide information on the rights you have under the California Consumer Privacy Act (CCPA) and other applicable US privacy laws.

All capitalized terms in this Privacy Policy have the meaning indicated in the Terms of Use, unless they are expressly defined in this Privacy Policy.


DATA CONTROLLER

ADKOMO LIMITED, with its registered office at 78 Bonham Strand, Workington Tower, Floor 25, Sheung Wan, Hong Kong, and registered in the Hong Kong Companies Registry under number 2676735, operates in the US through a stable establishment located at 71 Bis Carrer de Bailen, 6-1, 08009 Barcelona, Spain, with NIF W7202118A,is the entity responsible for processing your personal data.

For any questions, requests, or clarifications regarding the processing of your personal data, you can contact our Data Protection Officer at the following email address: dpo@adkomo.com 


PERSONAL DATA PROCESSED

ADKOMO will process the following categories of personal data for the purposes detailed below:

  • Personal data provided directly by the User when contacting ADKOMO via the form provided on the Website or through other communication channels indicated on the Website.
  • Browsing data, including IP address, browser type, and user behavior on the Website. For more information, please see our Cookies Policy.

The User guarantees that the data provided are true, accurate, complete, and undertakes to keep them duly updated so that they correspond to their actual situation.

In the event that the User provides personal data of third parties, the User guarantees that they have informed said third parties of the points contained in this Privacy Policy, releasing ADKOMO from any responsibility in this regard.


PURPOSE OF PROCESSING

ADKOMO will process the data provided by the User for the following purposes:

  • Respond to requests made by the User to provide a quote tailored to their profile and needs, offering independent advice on available offers.
  • Manage the collection of commissions from companies whose products are offered to the User.
  • Collect information on the quality of the service provided to improve the user experience, for which ADKOMO or a third party on its behalf may contact the user by any means provided to follow up on the requested service.
  • Create anonymous statistical reports on access habits, preferences, and user behavior on the Website.
  • Comply with legally established obligations, as well as verify compliance with contractual obligations, including fraud prevention.

LEGAL BASIS FOR PROCESSING

ADKOMO will process the User’s personal data based on the following legal grounds:

  • Respond to requests made by the User to provide a quote tailored to their profile and needs: the processing of personal data is necessary to fulfill our contractual obligations to the User.
  • Manage the collection of commissions from companies whose products are offered to the User: the processing of personal data will be based on ADKOMO’s legitimate interest in obtaining a commercial benefit.
  • Collect information on the quality of the service provided to improve the User’s experience, as well as create anonymous statistical reports on access habits, preferences, and User behavior on the Website: the processing of personal data responds to ADKOMO’s legitimate interest in offering the User ADKOMO services with the best possible quality and experience.
  • Comply with legally established obligations: any processing derived from this purpose will be based on compliance with a legal obligation.

DATA RECIPIENTS

ADKOMO may transfer your data to the recipients listed below:

  • Companies with which ADKOMO collaborates to provide its service to the User.
  • Public Administrations, Courts and Tribunals, as well as State Security Forces and Bodies, in cases provided for by law, based on compliance with a legal obligation.
  • Service providers who need access to your personal data to provide the services contracted by ADKOMO, and with whom ADKOMO has signed the necessary and required confidentiality and personal data processing agreements as required by regulations to protect your privacy.

In cases where ADKOMO has contracted the services of technology providers located outside the United States, these international transfers are regulated by adopting all applicable guarantees in accordance with US regulations to ensure an adequate level of protection.

For more information on the recipients of your data and the guarantees applied to international transfers to protect your privacy,you can contact our Data Protection Officer at the following email address: dpo@adkomo.com

DATA RETENTION PERIOD

The User’s personal data will be retained by ADKOMO for the period necessary to provide our services, and once completed, they will remain blocked for the period we are legally obligated to or for the statute of limitations for legal actions arising from the provision of our services.

AUTOMATED DECISIONS

ADKOMO does not make decisions that may affect you based solely on automated processing of your personal data. All decision-making processes related to the processing objectives described above are carried out with human intervention.

EXERCISING YOUR RIGHTS

We inform you that you have the following rights:

  • Right of access to your personal data to know which data ADKOMO processes and the processing carried out with them.
  • Right to rectification of your personal data that is inaccurate.
  • Right to opt-out of the sale of your personal data.
  • Right to deletion of your personal data in the cases provided by law (e.g., when they have been unlawfully processed or are no longer necessary in relation to the purposes for which they were collected).
  • Right to restriction of the processing of your personal data when the accuracy, legality, or necessity of such processing is in doubt, in which case we may retain them for the formulation, exercise, or defense of claims.
  • Right to data portability of your personal data, so that you receive them in a structured, commonly used, machine-readable, and interoperable format, and that you can transmit them to another data controller, provided that the processing is based on consent or on the performance of a contract.
  • Right not to be subject to automated decisions based solely on the processing of your data, including profiling, which produces legal effects on the user or significantly affects them in a similar way.

You can exercise these rights at any time and free of charge by sending a communication to the email address dpo@adkomo.com